Sunday, December 22, 2024

  • Money

Money

1-8 out of 8 results.
EconomicsInflationInterest ratesMoney
Cash rates are already too low to contain inflation - why central bankers are in a pickle

The tremendous 2-year rally in share markets (even after this week's mini-fall) has been based on the assumption of several more rate cuts soon. Even if inflation is back to target (it isn't yet), current cash rates are already too low to contain inflation in Australia, the US, and other markets, Be careful what you wish for - the only reason for rapid rate cuts would be a sharp recession - and nobody wants that!

Ashley Owen Dec 20, 2024
Commodities & MiningReal Estate and PropertyInflationMoney
The house price myth: Sydney house prices -v- other Real assets part 1: Gold

House prices have soared to astronomical levels in recent years, but have they really? No. Only if you measure them in terms of the increasingly worthless paper money that governments are deliberately debasing.   Comopared to other Real Assets, house prices have actually fallen in value! For example: gold. &

Nov 13, 2024 2
Stock storiesAustralian shares MoneyCurrencyAustralian economy
Australia’s big banks: Origin of the Species, or ‘Survival of the Fattest!’

Ever wondered where our big dinosaur banks came from, and how they got so big? And why they are all virtually the same? How Australia became the richest country in the world per capita - without a central bank, without a national currency, and without bank regulation?   How the dozens of small, independent, competitive banks became the big-4 government protected oligopoly we have today?

Ashley Owen Aug 15, 2024 2
Stock storiesAustralian shares MoneyAustralian economyFinancial Markets
Labor’s attempt to nationalise all banks in Australia!

Australians have always had a love-hate relationship with their banks. (OK, so it’s mostly hate). But it was not always the case. Believe it or not, there was a time when the Australian public loved their banks so much they kicked out a Federal government that was trying to close the banks down! Here is the remarkable story of Banks -v- Politics, Capitalism -v- Socialism right here in Australia.

Ashley Owen Jul 21, 2024
Stock storiesAustralian shares MoneyFinancial Markets
Which Bank? . . is winning the Battle of the Banks?

Quick 2-question Quiz on Aussie Banks -  Q1 - Which of the big Aussie banks has had the largest % share price gain this year?  - No it's not CBA, despite all the media attention and hype.    Q2 - Which of the big banks has been the best for shareholders over the past one, two, and three decades?    - No its not CBA either, despite the widely held belief that it is!

Ashley Owen Jul 17, 2024
MoneyRetirement planningInvestment & Wealth Mgmt
‘What’s your Number? Part 2: 17 key factors driving ‘How much do I need’ & ‘How much can I spend?'

Here are 17 key drivers that determine 'How much do I need to retire', and 'How much can I afford to spend?' How do they work, and how do they apply to you? This handy guide will help you come up with your own Number that suits your needs and goals.

Ashley Owen May 14, 2024
MoneyRetirement planningInvestment & Wealth Mgmt
What's your Number? Part 1: 'How much do I need to retire?', 'How much can I afford to spend?'

Here we tackle these difficult questions, and similar questions like: 'When can I afford to retire?' 'Will my money last as long as I do?   Here are the two key Numbers to tackle these questions.  Plus two quick tests to help measure progress toward your goal.

Ashley Owen May 10, 2024
MoneyInflationCommodities
Gold: Curious case of the '31-year itch'?

Gold is hitting new highs lately, so everyone is looking to jump in. It's time to step back for a moment and look at the big picture: Gold goes through regular 31-year cycles - so where are we now in the cycle?  Why gold is a lousy inflation hedge most of the time. Is it cheap or expensive? When it is 'good value'?

Ashley Owen Mar 15, 2024 2

‘For many years, Ashley has been my go-to source of information and analysis on what’s going on in financial markets and why.’

“Ashley has an encyclopaedic knowledge of the markets – I call him Mr Google!”

Noel Whittaker, AM – Australia’s best-known personal finance writer, columnist, and media commentator for the past three decades. He has written more than 20 books on personal finance, his columns appear in almost every major Australian newspaper, and he appears regularly on radio and TV as an expert on finance and investing. Noel Whittaker AM

“Over the past 20 years, Ashley has been an invaluable assistance to me, as a reliable source of unbelievably strong and interesting data, and many good investment ideas.”

"The depth and quality of Ashley’s research and analysis of investment markets is the best in the business.”

Dr Don Stammer - Australia’s most respected economic writer, commentator, and speaker for the past 40 years, with a distinguished career including the Reserve Bank of Australia, Chief Economist at Deutsche Bank Australia for 21 years, chair of nine ASX companies, plus numerous non-listed and not-for-profit boards. Read more

“What sets Ashley Owen’s analysis apart from investment banks and the financial press is his deep fact-based understanding of long-term financial data, rather than getting caught up on the daily noise over issues that may generate trades or sell newspapers today, but will be irrelevant and misleading two years from now.” 

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Chris Cuffe, AO – One of Australia’s best known and most experienced investment managers – former CEO of industry giants Colonial First State, then Challenger Financial; founder and Chair of Australian Philanthropic Services, and Third Link Growth Fund; current/former chair, director and/or investment committee member of numerous funds including UniSuper, Argo Investments, Hearts and Minds Investments, Paul Ramsay Foundation, and many others. Read more.

 

Ashley is one of the best writers and thinkers on financial markets in Australia. His unique analysis and research is always fact-based and insightful, not the usual uninformed market noise and waffle that infects the mainstream financial media.

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The information contained in this document relates to historical, factual events and returns, and contains general commentary and observations about financial markets, asset classes, and asset allocation. This document, or any part thereof, does not, and is not intended to, constitute investment advice, or financial advice, or financial product advice, in any jurisdiction in which it is published, re-published or read. It does not recommend, encourage, or influence readers to buy, hold, sell, or deal in any financial product or security. Where securities of financial products are mentioned, it is purely for the purposes of illustration, context, and/or education, and not intended to influence anyone to buy, hold, sell, or deal in it. The information is current when written. All reasonable measures are taken to ensure its accuracy at the time of publication, but the author accepts no responsibility or liability for any errors or omissions. This document is only provided to, and intended for, holders of Australian Financial Services Licences. It should not be used or relied upon by any person or entity other than a duly licenced AFSL holder, or authorised representative thereof. The author receives no benefit, financial or otherwise, from any product provider, or product issuer, or any other firm involved directly or indirectly in the provision or services in or to financial markets or industries, whether mentioned in the report or not. Any opinions expressed by the author are his alone, and are intended for the purposes of education.